Employment

• Addresses for two full years
• Gross monthly income
• W-2s, if available
• Proof of pensions, retirement, disability or Social Security Proof of income from rentals, investments, etc. Proof of child support or alimony paid/received Year to date pay stub

If self-employed

• Two years 1040 Tax Returns
• Current year profit and loss statement

Creditors

• Each creditor's name, address and type of account Account numbers Monthly payments and approximate balances Amount of child care expenses

Banking

• Names and addresses of saving institutions Account numbers for all accounts Type of accounts and present balances

Miscellaneous

• List of assets in stocks, bonds, land
• Life insurance cash value (documented if for down payment) If applicant is selling a home, a copy of sales contracts Social Security numbers for all parties
• Veterans - Certificate of Eligibility and DD-214
• Cash or check to pay for application fee

Your Realtor should provide

• Copy of sales contract
• Copy of MLS listing sheet on property
• Instructions on how appraiser is to gain entrance